One way to save on your health care costs is to arm your household with self-care tools, because having the right tools, medicines, supplies (stored in containers or cabinets with childproof safety latches) and information on hand will improve the quality of your self-care and reduce your health care costs. You see, self-care tools are the basic equipment of your home health center. Most of your health care takes place in your home than anywhere else, so store all your self-care tools and supplies in a central location, such as a large drawer in a bedroom or family room. It's a good idea to keep all your household medical records in one place. Be familiar with the disaster preparation and response plan for your area. According to Katy E. Magee, every household home health center should include, blood pressure cuff, cold pack, dental mirror, eyedropper, heating pad, pen light, scissors, stethoscope, thermometer, and tweezers. For children younger than 6, add: bulb aspirator or syringe, rectal thermometer, and otoscope. Combining this self-care plan with Better Benefits non-insurance value program which includes such services as hospital advocacy, where a person will actually represent you to negotiate the best possible fees for the hospital services depending on your ability to pay. In addition to this sweet deal, there is no paperwork to deal with; no pre-authorization for treatment required. You can, if you wish, get cosmetic surgery. If you need rehabilitation because of a physical disability such as back trouble, or it's difficult for you to hear your favorite singer perform because of a hearing problem, the program's ancillary services include, physical therapy, hearing services, mental health services, and full access to laboratory procedures and imaging centers. Also, save missed time from work and high cost of office visits by using the free 24/7 NurseLine to get  your immediate health matters answered by a licensed practical nurse (LPN). Remember, you receive instant savings only when you pay at the time service is performed.

                                                    Anthony Izokpu

                  THIS IS NOT INSURANCE AND DOES NOT CLAIM TO BE INSURANCE